Attention homeowners: Real estate appraisal services for in Eldora and Hardin County
The top reasons IA homeowners order from T.H.E. Appraisers:
Own a house in or near Eldora, IA and need help determining the price of it?
At T.H.E. Appraisers, we understand the particular needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our non-traditionalclient, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value judgement than yours.
Appraisals to cancel PMI
A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. T.H.E. Appraisers is veterans in helping homeowners just like you abolish unneeded and unwanted PMI insurance.
Challenging Hardin county's assessment of your property
Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal from T.H.E. Appraisers is your number one weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your property is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. T.H.E. Appraisers can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from T.H.E. Appraisers can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.